If your car was financed using a leasing contract, how can you become the owner or get rid of it without risking heavy penalties? In both cases, lease buyout is the solution. Discover the procedure.
For most Swiss people, leasing seems to be the cheapest and easiest way to finance the purchase of a car. While it has many advantages, there are a number of disadvantages that are less well known and that can lead to unpleasant surprises if you are not forewarned!
It is common for family members, friends or spouses to lend each other money. But how can you protect yourself effectively in the event of repayment problems or other disputes? This article will tell you how to write an acknowledgement of debt in accordance with the law. You will have access to free templates.
Are you looking to submit a loan application when you have already asked for a loan in the past and/or you regularly use one or more credit cards?
You probably have one or several codes registered at the ZEK that will have a positive or negative impact on your application.
Reducing the ceiling from 15% to 10% in 2016 has transformed the consumer credit market. As seen published by AGEFI, here is the complete version of the study carried out by CC Crédits Conseils SA, showing market evolution over the last three years.
Find out more about the 3 consequences of having a loan application rejected by a bank. Will you be recorded on the ZEK system? Will there be any negative repercussions? How long do you need to wait before making a new application?
Many people wrongly believe that presenting a loan application with no legal proceedings, no ZEK codes, and a stable professional situation will necessarily lead to a loan being granted. Find out more about the 8 most common reasons for rejection despite a sound financial situation.
Acknowledgements of debt in Switzerland: how to draft them and free letter templates
It is common for family members, friends or spouses to lend each other money. But how can you protect yourself effectively in the event of repayment problems or other disputes? This article will tell you how to write an acknowledgement of debt in accordance with the law. You will have access to free templates.