It is common for family members, friends or spouses to lend each other money. But how can you protect yourself effectively in the event of repayment problems or other disputes? This article will tell you how to write an acknowledgement of debt in accordance with the law. You will have access to free templates.
What are your chances of obtaining a personal loan if you are involved in ongoing or previous legal or insolvency proceedings?
Are you looking to submit a loan application when you have already asked for a loan in the past and/or you regularly use one or more credit cards?
You probably have one or several codes registered at the ZEK that will have a positive or negative impact on your application.
How does a broker or bank assess your level of solvency when you submit a loan application to their institution?
Are you in a relationship, either as a married couple or as live-in partners and looking to submit a loan application? Will your partner’s situation be taken into account? Will he/she be informed of your actions?
When you take out a loan, you are not protected against health or professional issues that may prevent you from making your monthly repayments. These payments can be mandatory or optional: what services are included in each of the latter and under what conditions are they implemented?
You would like to apply for a loan, you have an idea on how much you need, but you are hesitating: could you ask for more or is it too much with regard to your situation? How do you know what the limit is?
When you submit a personal loan application, you are required to meet the basic conditions set by Law regarding consumer credit. But is that enough to receive a favourable response to your application?
When you submit a loan application, from a logical perspective you may be tempted to make several applications with different institutions, thinking that by doing so, you will multiply your chances of acceptance. Wrong!
How do you strike off paid debt proceedings and are the costs justified?
Have you had any debt proceedings in the past? You have paid them but you discover that they are still registered with the debt proceedings office and that they are blocking the completion of certain projects? Find out how to write them off and if any costs can be claimed.