I have no debt proceedings, no defaults, no ZEK codes, I am working and yet my application is denied?
Many people mistakenly believe that applying for a loan without any debt proceedings and without zek codes while in a stable work situation will necessarily be accepted. Discover the 8 main reasons for refusal despite a healthy financial situation.
Find out what the conditions are for opening a bank account in Switzerland and applying for loans based on your residence permit.
Have you had any debt proceedings in the past? You have paid them but you discover that they are still registered with the debt proceedings office and that they are blocking the completion of certain projects? Find out how to write them off and if any costs can be claimed.
If your car was financed using a leasing contract, how can you become the owner or get rid of it without risking heavy penalties? In both cases, lease buyout is the solution. Discover the procedure.
For most Swiss people, leasing seems to be the cheapest and easiest way to finance the purchase of a car. While it has many advantages, there are a number of disadvantages that are less well known and that can lead to unpleasant surprises if you are not forewarned!
It is common for family members, friends or spouses to lend each other money. But how can you protect yourself effectively in the event of repayment problems or other disputes? This article will tell you how to write an acknowledgement of debt in accordance with the law. You will have access to free templates.