What are your chances of obtaining a personal loan if you are involved in ongoing or previous legal or insolvency proceedings?
Are you looking to submit a loan application when you have already asked for a loan in the past and/or you regularly use one or more credit cards?
You probably have one or several codes registered at the ZEK that will have a positive or negative impact on your application.
Reducing the ceiling from 15% to 10% in 2016 has transformed the consumer credit market. As seen published by AGEFI, here is the complete version of the study carried out by CC Crédits Conseils SA, showing market evolution over the last three years.
Are you unemployed and without a solution to repay your loan? Find out more about the solutions available to you to deal with this situation.
There are no legal proceedings against me, no declaration of insolvency, no ZEK codes, I have a job, and yet my application has been refused. Why?
Many people wrongly believe that presenting a loan application with no legal proceedings, no ZEK codes, and a stable professional situation will necessarily lead to a loan being granted. Find out more about the 8 most common reasons for rejection despite a sound financial situation.
Find out more about our new all-in-one insurance offer for unemployment and loss of earnings with life insurance, to protect yourself from financial difficulties due to unexpected events.