Private credit & AHV-IV (AVS - AI) Pension
You are in receipt of an invalidity pension as a pensioner IV and wish to obtain a private credit?
You have stopped all work and are retired?
Basic requirements for acceptance of credit application
3 last notices of the pension entry
If you are a pensioner AHV-IV, the decision (if your credit application may be accepted or not) will be in all cases taken depending on the last 3 notices of your pension entry.
Maximum credit
The maximum amount can’t exceed 5 times the monthly pension.
Additional conditions for acceptance of credit application
Other conditions of acceptance :
- Your age
- Your nationality, residence permit, nationality
- Your financial situation
Documents to be submitted for pensioner AHV-IV
- Copy of your ID (Identity card or Passport)
- Copy of your residence permit (L-B-C if nationality other than Swiss)
- Decision of the pension AHV-IV or LOP (AVS - AI or LPP)
- 3 last notices of the pension entry on your bank account
- For married or persons in « PACS », we also need the documents from your spouse or partner.