Credit or leasing ?

You want to buy a car, a motorcycle, a camper or a new boat and you hesitate between the credit and the leasing ?

The 15th good reasons to prefer credit to leasing

Leasing : Tempting but risky

• The vehicle is not yours.
• In the case of an early breach of the contract, several thousand francs may be owed.
• Leasing may have additional costs: exceeded mileage, options not included in the starting price.
• The tax deduction is not possible on the paid interest.
• Complete Casco Insurance is mandatory.
• The insurance cover is generally increased for leasing.
• The VAT has to be added to the interest rate shown; a private can’t get this VAT back. When VAT increases your monthly payments are also increased during the contract.
• No death, health, accident, unemployment cover.

Credit: no bad surprises

• The vehicle belongs to you as soon as the contract is signed.
• In case of problems, you can sell the vehicle as it is yours.
• You can subscribe to the type of insurance that suits you.
• Interest is deductible to the tax.
• The interest rate is transparent and identical throughout the contract.
• In case of resale of the vehicle, there is no obligation to repay directly the credit.
• Death, health, accident, unemployment cover!

So go ahead! Apply for an online credit at the best rates (from 7.5%) and get an agreement of principle in 5 minutes !

Online Application